HDFC is giving 1000/- cash back on credit,debit cards and netbanking purchases(10% upto 1000/-). The best part is you can take the phone on 3-6 month EMI, otherwise the cashback will be credited to your account. So, the total amount paid = Rs.16117 – 1000 cashback = 15117/- (The cash back will be credited before 30th Nov,2013.)